Auto Insurance in Texas

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Protect Your Car, Your Family, and Your Wallet

In Texas, auto insurance isn’t just required by law — it’s one of the most important ways to protect yourself, your passengers, and your finances. Accidents happen every day on Texas roads, and one claim without the right coverage can cost thousands. At DFG Insurance Solutions, we don’t sell “one-size-fits-all” car insurance. We match you with coverage that fits your driving habits, your budget, and your peace of mind.

What Auto Insurance Covers

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Liability Coverage 

Pays for bodily injury and property damage you cause to others in an accident. Texas requires liability coverage, but higher limits are often the smarter choice to protect your assets.

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Collision Coverage

Covers the cost of repairing or replacing your car after an accident, regardless of fault.

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Comprehensive Coverage

Protects against non-collision damage, such as theft, hail, vandalism, or hitting a deer — all common risks in Texas.

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Uninsured/Underinsured Motorist 

Steps in when the other driver doesn’t have insurance or doesn’t have enough to cover damages.

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Medical Payments (MedPay)

Helps cover medical bills for you and your passengers, no matter who caused the accident.

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Emergency Roadside Assistance

Add peace of mind with coverage for tows, lockouts, flat tires, or breakdowns.

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Why Bundle Home and Auto Insurance?

One of the easiest ways Texans save is by bundling home and auto insurance. With DFG Insurance Solutions, bundling gives you:

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Multi-policy discounts that can lower premiums on both policies.

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Simplified coverage with one renewal date and one point of contact.

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Stronger protection by aligning your liability limits across both home and auto.

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Direct support — call or text Dee once and handle both policies in one conversation.

Why Choose DFG Insurance Solutions

Auto insurance may feel the same everywhere — but the agent you work with makes all the difference. At DFG Insurance Solutions, we:

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Compare multiple carriers to find the best rates and discounts in Texas.

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Customize coverage so you’re not paying for what you don’t need — or left exposed by gaps.

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Deliver direct service — you’ll always reach Dee or her team, not a call center.

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Stay proactive with policy reviews to keep your protection up-to-date.

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Protect Texas drivers with honest advice and personal accountability.

Let’s Clear the Confusion

Common Questions About Auto Insurance in Texas

  • Is auto insurance required in Texas?

    Yes. Texas law requires liability coverage of at least 30/60/25 ($30,000 per person, $60,000 per accident, $25,000 property damage). In reality, these limits are often too low. We recommend higher limits to safeguard against costly accidents.

  • How much can I save by bundling home and auto insurance?

    Many clients save up to 20–25% when bundling. Plus, managing one policy for both makes coverage simpler and easier.

  • Does my personal auto insurance cover business use?

    No. If you use your car for work (deliveries, transporting clients, etc.), you may need commercial auto coverage. We’ll help you decide which fits best.

  • What discounts are available for Texas drivers?

    Safe driver, multi-car, good student, defensive driving, and anti-theft device discounts are common. We’ll make sure you get every discount you qualify for.

  • What happens if I’m hit by an uninsured driver?

    Unfortunately, Texas has a high rate of uninsured drivers. Uninsured/Underinsured Motorist coverage protects you from paying out-of-pocket if you’re hit by one.

Drive with Confidence, Backed by Texas Agents Who Care

The right auto insurance protects more than just your vehicle — it protects your financial future. At DFG Insurance Solutions, we’ll help you find coverage that keeps you safe on Texas roads while saving money through smart bundles and discounts.

Request Your Quote Today

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