Errors & Omissions (E&O) Insurance in Texas

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Protecting Your Business From Professional Mistakes

No matter how careful you are, mistakes can happen. For Texas professionals and businesses, Errors & Omissions (E&O) Insurance — also known as Professional Liability Insurance — provides crucial protection against claims of negligence, errors, or incomplete work. One client dispute or lawsuit could cost thousands in legal fees and damages. E&O coverage ensures your reputation, finances, and business stay protected.

What E&O Insurance Covers

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Professional Negligence

Covers claims if a client says your work or advice caused financial loss, even if you did everything right.

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Errors or Omissions

Protects against mistakes or oversights in your services, from missed deadlines to incomplete work.

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Legal Defense Costs

Pays attorney fees, court costs, and settlements, even if a claim is groundless.

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Contract Disputes

Provides coverage if clients accuse you of not fulfilling professional obligations or contracts.

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Misrepresentation

Covers claims that your advice, product, or service was misleading or inaccurate.

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Why Choose DFG Insurance Solutions for E&O Coverage

We know Texas businesses need more than generic policies. That’s why we:

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Customize coverage for your specific profession or industry.

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Partner with multiple carriers to get the most competitive rates.

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Provide direct access to Dee and her team — no call centers.

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Explain policies clearly, so you know exactly what’s covered.

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Stay responsive with fast certificates and claim support when you need it most.

Let’s Clear the Confusion

Common Questions About Errors & Omissions Insurance

  • Who needs E&O Insurance in Texas?

    Any professional who provides advice, consulting, or services can benefit. This includes contractors, consultants, real estate agents, healthcare providers, IT specialists, and more.

  • Is E&O Insurance required by law?

    Not in Texas — but many contracts require it before you can work with clients. Without it, you may lose opportunities.

  • How is E&O different from General Liability Insurance?

    General Liability covers physical risks like injury or property damage. E&O protects against financial losses caused by mistakes, negligence, or professional services.

  • How much does E&O Insurance cost in Texas?

    Pricing depends on your industry, risk exposure, number of employees, and claims history. We shop multiple carriers to find you the best rates.

  • Will E&O cover past work?

    Yes. Many policies include “prior acts coverage,” which protects against claims from work you completed before the policy was issued (depending on terms).

Protect Your Reputation and Your Business

One mistake shouldn’t cost you your business. With DFG Insurance Solutions, you’ll get an E&O Insurance policy tailored to your profession — backed by local expertise and personal service.

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