Commercial Auto Insurance in Texas

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Keeping Your Business on the Road

Whether you own a single work truck or manage a fleet, commercial vehicles play a vital role in keeping your business moving. But accidents, damage, and liability risks don’t stop at the end of the workday. Commercial Auto Insurance ensures your business vehicles — and your livelihood — are fully protected on Texas roads.

What Commercial Auto Insurance Covers

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Liability Coverage

Protects your business if your driver causes bodily injury or property damage in an accident.

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Collision Coverage

Pays to repair or replace your vehicles if they’re damaged in a crash.

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Comprehensive Coverage 

Protects against theft, fire, vandalism, hail, or other non-collision damage.

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Medical Payments

Helps cover medical expenses for you, employees, or passengers injured in an accident.

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Uninsured/Underinsured Motorist

Covers costs if your business vehicle is hit by a driver with little or no insurance.

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Why Choose DFG Insurance Solutions

  • Custom Policies That Fit

    From contractors to towing companies, we design coverage around your business — never one-size-fits-all.

  • Neighbors Who Care

    As a Texas-based, family-owned agency, we protect businesses and people we know and care about.

  • Trusted Carriers, Carefully Chosen

    We partner only with insurers who are affordable, responsive, and committed to paying claims fairly.

  • Clear, Straightforward Guidance

    We explain your options in plain language so you always know exactly what you’re covered for.

  • Direct Access to Dee and Team

    Every client has our personal numbers. When you call or text, you reach us — not a call center.

Let’s Clear the Confusion

Common Questions About Commercial Auto Insurance

  • Is commercial auto insurance expensive?

    Don’t worry — it’s often more affordable than many business owners expect. Costs vary by vehicle type, usage, and driving history, but we’ll find competitive rates.

  • What should my business auto policy cover?

    A well-structured policy may include liability, collision, comprehensive, medical payments, uninsured motorist, loss of earnings, and even roadside assistance.

  • Why do I need commercial auto if I already have personal auto?

    Personal auto policies exclude accidents that happen while conducting business. If employees use company vehicles for work, commercial coverage is essential.

  • Do I need coverage for employees using their own cars for work?

    Yes — you may need “Hired & Non-Owned Auto” coverage, which protects your business if employees drive personal vehicles for work tasks.

  • Can one policy cover multiple vehicles or a fleet?

    Absolutely. We create policies that cover everything from a single truck to a fleet of vehicles, keeping your business moving without gaps.

Protect Your Business on the Road

Your vehicles keep your operations running. Make sure they’re protected with coverage built around your business. At DFG Insurance Solutions, we’ll tailor a Commercial Auto policy that fits your needs and keeps your team safe on Texas roads.

Request Your Quote Today

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