Health Insurance in Texas

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Protecting Your Health, Securing Your Future

Health insurance is one of the most important investments you can make — for yourself, your family, and your financial security. Medical bills in Texas can add up quickly, whether it’s a simple doctor visit or an unexpected hospital stay. With the right plan, you can access quality care while keeping costs under control.

What Health Insurance Covers

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Doctor Visits & Preventive Care

Coverage for annual checkups, screenings, and routine care to keep you healthy.

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Hospitalization & Emergency Services

Protection for hospital stays, surgeries, and urgent medical care.

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Prescription Medications

Helps reduce the cost of both everyday prescriptions and specialty drugs.

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Maternity & Family Care

Support for pregnancy, childbirth, and pediatric care.

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Mental Health & Counseling

Many plans include therapy, behavioral health, and addiction treatment.

Health Insurance Options We Offer

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Individual & Family Plans

Ideal for self-employed Texans, freelancers, or families without employer coverage. We’ll help you compare ACA Marketplace plans and private options so you can find the right balance of benefits and cost.

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Group Health Insurance

Give your employees peace of mind while strengthening your business. Group health plans help small and mid-sized Texas businesses attract and retain top talent.

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Medicare

For seniors and those nearing retirement, Medicare options like Advantage plans and Supplements fill coverage gaps. 

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Why Choose DFG Insurance Solutions

Health insurance can be complicated, but we make it easier by:

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Comparing multiple top carriers in Texas.

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Explaining your options in clear, straightforward terms.

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Helping you find coverage that fits your health needs and budget.

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Supporting you long after enrollment — with claims, renewals, and questions.

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Providing direct access to Dee and her team whenever you need guidance.

Let’s Clear the Confusion

Common Questions About Health Insurance

  • Do I really need health insurance in Texas?

    Yes. While Texas does not require residents to carry health insurance, even a short hospital stay can cost thousands of dollars. Health insurance protects your family and your finances.

  • What’s the difference between individual and group health insurance?

     Individual plans cover you and your family directly, while group health insurance is offered through your employer. Group plans often provide more benefits at lower costs, but individual plans can be customized to your needs.

  • Can I buy health insurance outside of open enrollment?

    Yes, if you qualify for a Special Enrollment Period (like job loss, marriage, or having a baby). Otherwise, you’ll need to wait for the annual open enrollment period.

  • Does health insurance cover prescriptions and specialists?

    Most plans cover both, though specifics vary. We’ll help you choose a plan that includes your doctors and medications in-network.

  • How much does health insurance cost in Texas?

    Costs vary depending on age, family size, location, and plan type. As independent agents, we shop multiple carriers to find the most affordable plan with the right benefits for you.

Get Health Insurance That Fits Your Life

Protect your health, your family, and your future with a policy built around your needs. At DFG Insurance Solutions, we’ll guide you every step of the way.

Request Your Quote Today

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