Contractors Insurance in Texas

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Protecting Builders, Trades, and Job Sites Across Texas

Winning bids keeps your contracting business moving, but protecting your company from risk is just as important. From job site accidents to equipment theft, contractors face unique challenges every day. Without proper coverage, a single incident could threaten your business and reputation.


Contractors Insurance from DFG Insurance Solutions is designed to protect your projects, your people, and your livelihood — so you can build with confidence.

What Contractors Insurance Covers

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General Liability

Covers third-party injuries and property damage, from job site accidents to client claims, keeping your business financially secure.

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Workers’ Compensation

Protects you if you’re found liable for damage to someone else’s property caused by your rental.

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Commercial Auto

Protects your work trucks, vans, and other vehicles used in your business operations, including liability for accidents.

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Tools & Equipment Coverage

Insures your valuable tools and mobile equipment against theft, loss, or damage — on or off the job site.

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Bonds

Helps meet licensing requirements or client demands, proving your financial responsibility and credibility as a contractor.

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Why Choose DFG Insurance Solutions

Every contracting business is different. Whether you’re a roofer, plumber, or general contractor, we build insurance solutions that match your work, your team, and your goals.

  • Flexible Policies

    We design coverage that matches your trade, business size, and budget — no cookie-cutter plans.

  • Top-Rated Carriers

    As an independent agency, we shop multiple trusted carriers to secure the best protection at competitive pricing.

  • Fast Certificates

    Need proof of insurance to land a job? We deliver quick, contract-ready certificates so you never miss an opportunity.

  • Direct Access

    No call centers here. You’ll always reach Dee and her team directly by phone or text.

  • Ongoing Protection

    Our coverage keeps working for you, even after projects are complete — protecting you from liability tied to past work.

Let’s Clear the Confusion

Common Questions About Contractors Insurance

  • Do contractors need insurance in Texas?

    Yes. While Texas doesn’t mandate contractors to carry all types of insurance, most clients, landlords, and general contractors require proof of coverage before awarding work.

  • What trades benefit most from Contractors Insurance?

    Every trade. We insure roofers, electricians, plumbers, HVAC techs, general contractors, carpenters, landscapers, welders, and more.

  • Does liability coverage end when the project is finished?

    No. Our policies extend to claims that may arise even after the job is complete, protecting you from unexpected risks tied to past work.

  • How much does Contractors Insurance cost?

    Costs vary based on your trade, payroll, vehicles, tools, and claims history. We’ll shop multiple carriers to find the most competitive rate for your business.

  • Can I get proof of insurance quickly?

    Yes. We provide fast, contract-ready certificates so you can meet client requirements and start projects without delay.

Build with Confidence

At DFG Insurance Solutions, we protect contractors and trades across Texas with insurance that works as hard as you do. From general liability to bonds, our team makes sure your business is covered on every job site.

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