General Liability Insurance in Texas

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Protecting Your Business from Everyday Risks

Running a business in Texas comes with challenges — and unexpected risks. A single accident or lawsuit can disrupt operations and put your finances at risk. That’s why General Liability Insurance is one of the most important protections a business can carry. It safeguards your company against claims of bodily injury, property damage, and more, so you can focus on growth with confidence.

What General Liability Insurance Covers

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Bodily Injury

Covers medical expenses and legal costs if someone is injured on your property or as a result of your business operations.

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Property Damage

Protects you if your business accidentally causes damage to someone else’s property.

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Personal & Advertising Injury

Covers claims of libel, slander, or copyright infringement related to your business activities.

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Legal Defense Costs

Pays for attorney fees, court costs, and settlements, even if a lawsuit is groundless.

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Medical Payments

Provides quick coverage for minor injuries that occur on your premises, without needing a lawsuit.

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Why Choose Us

At DFG Insurance Solutions, we know choosing coverage is only half the battle — choosing the right agent makes all the difference.


Here’s why Texas businesses trust us:

  • Custom Policies That Fit

    From contractors to towing companies, we design coverage around your business — never one-size-fits-all.

  • Neighbors Who Care

    As a Texas-based, family-owned agency, we protect businesses and people we know and care about.

  • Trusted Carriers, Carefully Chosen

    We partner only with insurers who are affordable, responsive, and committed to paying claims fairly.

  • Clear, Straightforward Guidance

    We explain your options in plain language so you always know exactly what you’re covered for.

  • Direct Access to Dee and Team

    Every client has our personal numbers. When you call or text, you reach us — not a call center.

Let’s Clear the Confusion

Common Questions About General Liability Insurance

  • Is General Liability Insurance required in Texas?

    It’s not required by state law, but many contracts, landlords, and clients demand proof of coverage before doing business.

  • How much General Liability coverage should my business carry?

    Most small businesses start with $1M per occurrence / $2M aggregate, but your needs may vary. We’ll help you choose the right limits.

  • What’s the difference between General Liability and Professional Liability?

    General Liability covers physical risks like injuries or property damage, while Professional Liability covers errors in professional services.

  • Will General Liability cover employee injuries?

    No — employee injuries are covered by Workers’ Compensation. General Liability protects against third-party claims.

  • How much does General Liability Insurance cost in Texas?

    Costs depend on your industry, location, claims history, and coverage limits. As an independent agency, we shop multiple carriers to find the best rates.

Secure Your Texas Business Today

Don’t leave your business exposed to costly lawsuits and risks. At DFG Insurance Solutions, we’ll tailor a General Liability policy that fits your needs — with local expertise and personal service you can trust.

Request Your Quote Today

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