Landlord Liability Insurance in Texas

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Protect Your Rental Property and Your Peace of Mind

Owning rental property in Texas is an investment — but it also comes with risks. From tenant injuries to property damage claims, one unexpected incident could lead to costly lawsuits. Landlord Liability Insurance protects you, your properties, and your income so you can focus on growing your investments without worry.


At DFG Insurance Solutions, we help Texas landlords secure coverage that goes beyond standard homeowners insurance — because rental properties need specialized protection.

What Landlord Liability Insurance Covers

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Bodily Injury

Covers medical bills and legal expenses if a tenant, visitor, or contractor is injured on your rental property.

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Property Damage

Protects you if you’re found liable for damage to someone else’s property caused by your rental.

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Legal Defense Costs

Pays attorney fees, settlements, and court costs if you face a liability lawsuit.

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Loss of Rental Income

Provides coverage if your rental property becomes uninhabitable due to a covered claim and you lose rent payments.

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Optional Add-Ons

Coverage can extend to vandalism, theft, or landlord furnishings in furnished units.

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Why Choose DFG Insurance Solutions

As a Texas landlord, you deserve coverage built around your properties — not a one-size-fits-all plan. At DFG Insurance Solutions, we:

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Tailor landlord insurance to protect single-family homes, duplexes, apartments, or multi-unit properties.

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Work with multiple top-rated carriers to find competitive pricing.

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Provide clear guidance on liability limits to safeguard your personal assets.

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Deliver responsive service and quick policy documents for new leases.

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Stay accessible — call or text Dee and her team directly anytime.

Let’s Clear the Confusion

Common Questions About Landlord Liability Insurance

  • Is landlord liability insurance required in Texas?

    It’s not required by law, but most lenders and property managers strongly recommend it. Many lease agreements also require proof of landlord coverage.

  • What’s the difference between homeowners insurance and landlord insurance?

    Homeowners insurance is for owner-occupied homes. Landlord insurance is designed for tenant-occupied properties and includes liability and loss of rental income coverage.

  • How much does landlord insurance cost in Texas?

    Premiums vary based on property type, location, and coverage limits. We’ll shop multiple carriers to find the best rate for your rental business.

  • Does landlord insurance cover tenant belongings?

    No. Tenants need their own renters insurance to protect personal property. Landlord insurance covers your liability and the structure itself.

  • Can I bundle landlord policies if I own multiple properties?

    Yes. Many Texas landlords save money by bundling multiple rental properties into one policy or portfolio package.

Protect Your Rental Investment Today

Your rental property is more than a building — it’s your business. With DFG Insurance Solutions, you’ll have landlord liability coverage that keeps your income, your assets, and your peace of mind secure.

Request Your Quote Today

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