Recreational Vehicle Insurance in Texas

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Protecting Your RVs, Boats, and More

Your recreational vehicles aren’t just “extras” — they’re part of your lifestyle. Whether you’re exploring Texas highways in an RV or enjoying weekends on the lake in your boat, you need coverage that keeps your adventures worry-free. At DFG Insurance Solutions, we design RV and boat insurance policies that protect your vehicles, your passengers, and your peace of mind.

What Recreational Vehicle Insurance Covers

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Collision Coverage

Pays for damage to your RV or boat if it’s involved in a collision with another vehicle, dock, or object.

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Comprehensive Coverage

Protects against theft, vandalism, storms, fire, or other non-collision risks common in Texas.

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Liability Protection

Covers bodily injury or property damage you cause while operating your RV or boat.

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Uninsured/Underinsured Motorist

Keeps you covered if an accident involves someone without enough insurance.

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Personal Belongings

Reimburses you for gear, electronics, and personal items kept in your RV or stored on your boat.

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Medical Payments

Helps cover medical bills for you and your passengers if an accident occurs.

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Why Choose DFG Insurance Solutions

At DFG, we know recreational vehicles come with unique risks — from Texas hailstorms damaging RVs to boating accidents on crowded lakes. That’s why we build coverage around your needs:

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Local Knowledge

We understand the risks Texans face on the road and on the water.

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Independent Advantage

We shop multiple carriers to find the right RV and boat coverage at competitive rates.

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Custom Protection

No cookie-cutter policies; your coverage is designed around your vehicle, usage, and lifestyle.

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Direct Access

Call or text Dee and her team directly with questions or claims.

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Ongoing Support

From renewals to claims, we’re here for you every step of the way.

Let’s Clear the Confusion

Common Questions About RV & Boat Insurance

  • Is RV or boat insurance required in Texas?

    Yes, liability coverage is required for RVs driven on Texas roads, and most marinas or lenders require boat insurance. Even when not required, coverage is highly recommended.

  • Does my auto or homeowners policy cover my RV or boat?

    Usually not. Auto insurance rarely covers RVs, and homeowners insurance only offers limited coverage for small boats. You’ll need a dedicated RV or boat policy.

  • How much RV or boat insurance do I need?

    It depends on your vehicle’s value, how often you use it, and where it’s stored. We’ll tailor coverage to protect both the vehicle and your liability risks.

  • Can I bundle my RV or boat insurance with my home or auto?

    Yes. Many clients save money by bundling recreational vehicles with home and auto policies.

  • Does RV insurance cover when I travel outside Texas?

    Yes. Most RV policies extend coverage across the U.S. and Canada. Boat policies vary, and we’ll make sure yours fits where you use your vessel.

Protect Your Texas Adventures Today

Your RVs and boats deserve more than cookie-cutter coverage. At DFG Insurance Solutions, we’ll create a policy that keeps your adventures secure — on Texas roads and lakes, and beyond.

Request Your Quote Today

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